We'll make sure your cattle, bulls, pigs, poultry, goats, lambs and sheep are covered with a livestock insurance policy. From accidental shootings to attacks by wild animals, we'll find the right customized insurance policy designed to cover commercial livestock and high-value animals on your premises or in transit.

There are probably a lot of reasons for why you chose to make your living on the farm – from the independence and freedom that comes with owning your own business to knowing the value of a hard day’s work. At Tri-County Insurance, we are in the business of seeing yours succeed. We know that your farm or ranch provides a valuable service to the community, and we would like to return the favor by offering you the comprehensive protection you deserve.

A Farm Owners policy from Tri-County Insurance is an all-inclusive and customizable insurance solution to secure your land, your property, and your finances against a number of inevitable situations that can arise on your farm. The basic package includes property coverage for your dwelling, personal property, and other structures, as well as the added peace of mind that comes with comprehensive liability coverage.

For most people, a farm is more than a place to work – it is also where you lay your head after a long day. Under the dwelling portion of your Farm Owners policy, Tri-County Insurance will help pay for damages to your home and any attached structures for all accidents and perils included in your policy.

Your Farm Owners policy also covers losses that may arise due to the damage or theft of personal belongings such as clothing, electronics, or home appliances. Items used in daily farm operations such as machinery, automobiles, and animals are not eligible for coverage under the personal property section of your policy, as they require additional protection.

Liability protection from Tri-County Insurance helps pay for legal fees, medical expenses, and other losses that you may be held liable for, that result from covered injuries or damage to other people’s property. Further coverage options, including employee injury liability, are available for an additional premium.

As a farmer, you rely on your equipment to run like clockwork. But in the event of equipment breakdown or failure, it can be difficult and expensive to repair. Damaged or broken equipment can easily cost thousands of dollars to replace, which is why Farm Equipment Insurance is just as important to your agribusiness as the equipment itself.

At Tri-County Insurance, we are dedicated to the success of your farm or ranch, and we understand that equipment breakdown can mean lost income. That is why we design comprehensive insurance policies to keep farms running smoothly in the event of an accident. Equipment breakdown coverage goes beyond your standard Property Insurance policy to protect against damage caused by power surges, mechanical breakdown, motor burnout, and even operator error.

Equipment and machinery included under a Farm Equipment Insurance policy includes, but is not limited to:

• Heating and Cooling Systems
• Production Equipment
• Boilers, Pressure Vessels, and Water Heaters
• Pumps
• Electrical Distribution Systems
• Refrigeration Equipment

Contact Tri-County Insurance today to find out how a Farm Equipment Insurance policy can keep the productivity of your farm moving.

Crop insurance is purchased by agricultural producers, including farmers, ranchers and others to protect against either the loss of their crops due to natural disasters, or the loss of revenue due to declines in the prices of agricultural commodities. There are two major types of crop insurance: multiple peril crop insurance (MPCI) and crop-hail insurance.

MPCI covers crop losses, including lower yields, caused by natural events, such as:

• Destructive weather (hail, frost, damaging wind).
• Disease.
• Drought.
• Fire.
• Flooding.
• Insect damage.

Tri-County Insurance is committed to serving you. That is why we strive to offer insurance solutions to meet the individual needs of you and your business. There are a number of factors that may influence the type of coverage you’ll need, such as the size and type of your farm. Our farm insurance professionals will help you design the right policy to ensure that all of your special interests are protected.